Shared internet leads get called by eight agents in ten minutes. Commercial lines and group benefits are won by the agent who reached the business first, and that is an email problem.
Trusted byYC-backed founders and 5,000+ outbound teams
★★★★★
Replaced Apollo overnight. Reply rate went from 2% to 14% in week one. Wish I found this sooner.
Natasha B.Founder, B2B SaaS · Verified on Trustpilot★★★★★
I sent 300 emails on day one. By week 2 I had a closed deal. The verification alone is worth it.
Carlos V.Sales Lead, Series B · Verified on Trustpilot★★★★★
47 demos booked in 30 days. The unlimited sending is a game changer, I used to pay $300/mo for half this.
James O.Head of Growth, Agency · Verified on Trustpilot
Personal-lines internet leads are a speed contest with razor margins: eight agents dial the same prospect within minutes, and the survivor wins a price shopper.
The durable book is commercial. Business owners and HR leads who need P&C, liability and group benefits do not fill comparison forms, but they do answer relevant email.
Pick your verticals
Filter 177M+ contacts to restaurants, contractors or any niche you write well.
TCPA-free channel
B2B email to business contacts, verified at export. No consumer dialing risk.
Renewal-timed touches
Sequences land in the inbox the month the account is actually shoppable.
Commercial accounts are won in conversations, not on comparison sites.
The shared-lead trap
Why agents lose money on purchased leads
Eight agents, one lead
Shared internet leads are dialed within minutes by every agent who bought them. Contact rates crater and the survivors shop purely on price.
Aged leads, dead ends
Cheaper aged leads bounce, screen calls and forgot they ever asked. Your producers burn hours re-qualifying stale intent.
Commercial accounts hide from lead forms
The restaurant owner who needs a BOP and the HR manager reviewing group plans never enter a lead funnel. If you cannot reach them directly, a captive competitor will.
Is this you?
Built for agents who want a book they actually own
Shared leads bleed you dry
$10 to $75 each, resold to every agency in the county, gone in a renewal cycle.
You quote fast in a niche
Carrier appetite plus a vertical list equals conversations shared leads never produce.
Group benefits is on the menu
HR decision makers for every mid-size employer in your territory, verified.
Producers hate cold dialing
Sequences do the persistence; producers work the replies.
Commercial prospecting
Filter 177M+ contacts down to the accounts you can actually write
Pick the vertical, the county and the size band. Getlead returns business owners and HR decision makers with verified emails, so producers quote interested accounts instead of dialing a shared list.
Every address SMTP-verified before it reaches a producer
Lead Finder · Commercial lines
Restaurants 10-50 employees Harris County, TX 1,204 matches
MD
Maria Delgado
Owner · Casa Verde Restaurants · Houston, TX
Verified
JW
James Whitfield
Managing Partner · Bayou Hospitality Group · Houston, TX
Verified
PN
Priya Nair
HR Director · Gulf Coast Dining Co · Pasadena, TX
Verified
Renewal-cycle sequences
Show up in the inbox the month the policy renews
Insurance is bought on a calendar. Sequences space your touches across the renewal window and stop automatically on reply, so your agency is the one in the inbox when the account is shoppable.
Multi-step sequences with automatic stop-on-reply
Send windows tuned to business hours per timezone
Reply, open and click tracking per campaign
Sequence · Commercial P&C renewal
Day 1Coverage gap intro
Liquor liability angle for restaurants
62% open
Day 4Case follow-up
Claim story: kitchen fire, 12-day payout
38% open
Day 9Renewal reminder
Quote offer 45 days before renewal
9 replies
Market reality
What insurance leads cost in 2026
Lead vendors price by exclusivity and line. Compare what one month of purchased leads buys against owning the pipeline.
Channel
Cost
Reality
Shared internet leads
$10-30 per lead
Sold to multiple agents, minutes matter
Exclusive leads
$30-75 per lead
Better contact rate, still one-shot intent
Google Ads PPC
$13.04 avg CPC
Insurance keywords are among the priciest verticals
Getlead access
$19.90/mo
Unlimited commercial prospecting, no per-lead cost
A hundred shared leads a month is a $1,000 to $3,000 recurring bill. PPC data: Semrush, July 2026.
The fix
One tool for the whole commercial motion
Prospect by industry and size
Filter 177M+ contacts to contractors, restaurants, logistics firms or any vertical you write well, in exactly the counties you serve.
Compliance-friendly channel
B2B email outreach to business contacts avoids the TCPA minefield of cold-calling consumer lead lists. Every address is SMTP-verified first.
Renewal-cycle sequences
Automated campaigns timed around policy renewal seasons keep your agency in the inbox when the account is actually shoppable.
★ TrustpilotRated 4.0/5 · 224 reviews
2,400+ teams. Real commercial books.
★★★★★✓ Verified· May 26, 2026
“We stopped buying shared leads and ran insurance lead generation to restaurant owners instead. 11 commercial quotes in month one.”
Jim T.
Agency Principal, P&C
★★★★★✓ Verified· Apr 15, 2026
“HR contacts with verified emails changed our benefits pipeline. 4 group plans from one campaign to 300 employers.”
Lena M.
Benefits Producer
★★★★★✓ Verified· Mar 12, 2026
"The whole tool costs less than one exclusive lead. I filter by county and vertical and my renewals calendar fills itself."
Omar C.
Independent Agent
★★★★★✓ Verified· Apr 14, 2026
“Scraped GCs by region, sequenced by trade. 18 GC demos in the first six weeks.”
Anton R.
VP Sales, Construction SaaS
★★★★★✓ Verified· Apr 11, 2026
“Pitched founders who just raised. 4 monthly retainers from 250 personalized emails.”
Paloma S.
Founder, PR Boutique
★★★★★✓ Verified· Apr 8, 2026
“DTC ads plateaued so we went wholesale. 30 wholesale stockists onboarded through outreach.”
Henrik O.
Ecommerce Owner
Flat monthly pricing
A month of shared leads costs $1,000+. This pipeline costs $19.90. Once.
Point the budget at accounts you keep. Scrape business owners and HR contacts by vertical, verify every address and run renewal-timed outreach. The book you build is yours, not a lead vendor's.
Starter Plan
Billed monthly. Cancel anytime.
$19.90/mo
Perfect for solopreneurs and small businesses getting started with lead generation.
1,000 Verified B2B Leads
Fresh contacts every month, allowance resets automatically.
5,000 Email Sends per month
Connect one mail account
Unlimited warmup for unlimited mail accounts
AI inbox warm-up included, no add-on
LinkedIn B2B Leads
Scrape leads from LinkedIn
Automated follow-up sequences
Send auto follow-ups to get more replies
Basic lead scraping
CSV import & export
Single mail integration
Cancel anytime
No contract, no cancellation fee
MOST POPULAR
Freelancer & Founder
Billed monthly. Cancel anytime.
$99.90/mo
For marketers and businesses who want full automation and advanced control.
For professionals who need verified emails, CRM lead management, and stronger deliverability.
MCP server included
Everything in PRO, PLUS:
UNLIMITED Lead Scraping
No monthly caps, all 9+ sources
UNLIMITED Email Sends
Send cold emails without limits
Built-in CRM system
Manage leads, deals, and follow-ups in one place.
Built-in email verification
Validate emails before campaigns.
Team Members - 5 USERS
Collaborate with up to 5 team members.
Built-in Lead Pipeline
Move leads through every sales stage.
Reduce Bounce Rate
Improve deliverability with AI+
Multiple Sender Mailboxes
Scale sending across multiple mailboxes.
180,000 B2B Leads every month
Pull verified contacts from the 177M+ B2B database
Unlimited warmup for unlimited mail accounts
AI inbox warm-up included, no add-on
Protect sender reputation
Keep your emails landing safely.
Priority support
Get faster help when needed
Cancel anytime
No contract, no cancellation fee
Insurance lead generation questions
How much do insurance leads cost?
Shared internet leads run $10 to $30 and are sold to several agents at once. Exclusive leads cost $30 to $75 or more depending on the line. Commercial and group-benefits leads are pricier still. Prospecting directly with a tool like Getlead replaces that recurring spend with a one-time license and unlimited outreach.
What is the best lead generation method for commercial insurance?
Direct outreach to business owners and decision makers, segmented by industry and renewal season. Commercial buyers rarely use comparison forms. A verified list of, say, every contractor in your county plus a sequence about their specific exposures produces conversations that shared leads never will.
Is cold email legal for insurance agents?
B2B cold email to business contacts is legal in the US under CAN-SPAM as long as you identify yourself, include an address and honor opt-outs. It avoids the TCPA risk attached to cold-calling consumer lists. Getlead focuses on business contacts and verifies every email, keeping your outreach clean on both fronts.
How do independent agents compete with captive agencies for leads?
By owning a niche. Captives outspend you on brand; you outflank them on relevance. Pick two or three verticals, build verified lists, and send outreach that names the exposure. The agent who emails the restaurant owner about liquor liability beats the billboard every time.
